To get a legal description of the property, first contact the local county clerk or assessor`s office and ask how you can get a copy of a title deed. If you are the owner of the property and you have misplaced the deed, you can contact the real estate agent, lawyer or securities company that processed your financial statements to obtain a copy. Once you have received the title deed, look at the legal description and note if there are any inaccuracies. In addition, the legal description of a property can also appear on annual property tax returns. To learn how to legally correct an error in an act, read on! There are two main types of legal descriptions: lot and block descriptions, which are most often associated with subdivisions; and Metes and Bounds descriptions, which are used for non-dividing properties. Some legal descriptions include both lot and block descriptions and boundaries and boundaries. Sometimes the legal description is attached to the document. If this is the case, the text of the document usually refers to the attached legal description. For example, the body of the document might refer to the property as “. the lands described in Schedule A.” Appendix A is appended to the document and contains the legal description. This is a simple description of Metes and Bounds. They can be much more complex in irregularly shaped plots. Rebecca K.
McDowell is a creditor rights lawyer with a particular focus on bankruptcy and insolvency. She holds a B.A. in English from Albion College and a J.D. from Wayne State University Law School. She has written legal articles for Nolo and the bankruptcy site. All deeds in the chain of ownership of the property must have an identical legal description. It is usually found on the document after a sentence similar to: “the defined parcel or parcel of land described as follows”. For example, a property in XYZ County ABC Subdivision may have a block and lot description similar to the following: “Lot 10, Block 20, ABC Subdivision, as recorded in the XYZ County Flat Book in Book 45, page 350.” The legal description (and in some cases the municipal maps to which it refers) allows us to determine the size, shape, boundaries and location of a parcel. That`s why legal descriptions are required on every deed, and that`s why surveyors need this information to do their job.
In most states, property descriptions often include a reference to a community. This goes back to a survey plan drawn up by the federal government in 1785. REtipster does not provide legal advice. The information in this article can be affected by many unique variables. Always consult a qualified legal advisor before taking any action. You can get your legal description from your county office of the Registrar of Deeds. If you can`t find your legal description (usually in your deed, mortgage, covenant of title, or other purchase document), click on your country link below for instructions. A legal description is the written way of defining the location of the property, the boundaries and any existing easements on the property. The legal description is usually provided in a deed, mortgage, title bond, or other purchase document. It may also be obtained from a county clerk, tax inspector or similar official.
The legal description is written on the basis of the results of a professional evaluator. A land surveyor uses special equipment to determine exactly where the property lines are. Real estate in the United States is surveyed in accordance with the American surveying system created by the federal government in the 18th century. The district land register contains information about the legal description of a property. Information may be available online, or interested parties may contact the district office to request the information. The legal description can also be found on the deed of ownership. If a property is in a subdivision, the legal description can be very simple. It usually refers to one or more lots, the block (or blocks) on which the lots are located, in the name of the subdivision, the county and the state. One of the most critical (and confusing) pieces of information that go into a land deal is the legal description. While the public can generally identify a property by its civic address, any documentation about the property or interest in the property must generally include the legal description. The legal description is a formal and detailed description of the location of the property and can be found in the county land records.
Understanding the different types of deeds can help you make good decisions when it comes to buying property or understanding the legality of inheritance. The boundaries and boundaries of a property are the actual boundaries. The surveyor uses a specific starting point in the section where the property is located and indicates where the property begins and ends and connects to the starting point. A legal description that includes boundaries describes the point of departure and indicates the directions and distances from that point that describe the package. Review the legal description in these documents: The legal description of the property refers to the complete description of a parcel of land as stated in the title deed. The legal description shows exactly where the property is located and where its boundaries are. While a property`s address is used to send mail or get directions, the legal description actually states what land the owner owns. A more common legal description is that of limits and limits.
It is a centuries-old public surveying system. With this method, cantons and rangelands are divided into sections of 640 hectares each. The legal description indicates the location of a particular property in its respective municipality, zone and section. The legal description of a property can be found on the deed. You can usually find a certificate in your area on a local authority`s website. Be sure to check the latest certificate for the most accurate information. This is very common in rural areas and is known as the Metes and Bounds description. It begins with the description of a point where measurement begins, which can be abbreviated to POB, as a starting point. It usually contains information on the cantons. The following description: From the intersection of the south line of Such descriptions can become quite complicated, especially if a property crosses a municipal section or boundary. Although relatively rare, a real estate document may contain an inaccurate legal description due to outdated surveying methods. Surveys have become a much more accurate science with GPS, drones, and planned community development.
This type of legal description is used in modern planned residential communities, commercial areas, and industrial developments. The areas are divided into blocks and then into parcels. Inside each platform, there is a permanent reference monument or checkpoint that helps determine the location of each property. The land surveyor notes the size and location of each property and block that will be included in the survey platform or subdivision map and registered in the jurisdiction where the subdivision is located. The exact method of changing the legal description of a property varies depending on the type of property and where you live, but it should be a fairly simple process. Legal descriptions change frequently, especially as more accurate GPS tools highlight errors in the original description of properties. Contact your city or county authorities to learn more about the process in your area. A legal description is a description of real estate that is sufficient to identify it for legal purposes. When drafting an act, it is important to use the correct legal description. In most cases, it is best to use the legal description of the last deed of ownership. The above information is intended to help you understand legal property descriptions. However, when buying or selling real estate, it is usually not necessary to fully understand the details of property descriptions.
It is important that the deed, mortgage or other property document contains an accurate description of the property. Play with it. Try to find the legal description of your own home. If you carefully read the legal description in your document and compare it with the legal description in a previous document, you can ensure that your document contains the corresponding legal description. To put it simply, the legal description of a property is the definition of the property that is bought and sold. It is more restrictive than the address and parcel number, and if this information is incorrectly indicated on a deed, the wrong ownership will be transferred. However, there are some interesting exceptions. Texas, once an independent country, is mainly divided into “surveys” based on former Spanish land allocations.